Insurance Coverage

Taking care of your school is a big responsibility. That’s why finding the right insurance coverage is so important – it helps you protect your resources and prepare for the unexpected. Unlike other providers, ASBA focuses solely on schools, so you can count on us to help you make the most of your resources and to understand your concerns.

Types of Coverage Available

Other ASBA Risk Benefits

  • Claims are handled inhouse by ASBA’s experienced staff
  • Complimentary on-site risk assessment to identify all coverage needs
  • Flood, earthquake and boiler/machinery coverage included with every property policy
  • Deductible options
  • Friendly support staff who understand your unique school coverage needs

Please contact the Risk Management staff to schedule a free quote: (501) 492-4800.

Property Insurance

Imagine this – one of your school buildings suffers severe damage in a fire or tornado. You call your insurance representative and discover that the building was not included on your property statement of values. Or, you learn that your insurance coverage was not adequate to repair the damage and replace the contents.

ASBA can help you avoid one of these disastrous scenarios. We retain a company that performs free on-site risk assessments to identify all of your coverage needs. ASBA will quote competitively and encourages districts to make apples-to-apples comparisons when bidding insurance.

Unlike other providers, ASBA focuses solely on schools, so you can count on us to help you make the most of your resources and to understand your concerns.

Property coverage through ASBA includes:

  • Buildings and contents
  • Athletic facilities and equipment
  • Flood, earthquake and boiler/machinery coverage (included with every property policy)
  • Builders Risk Coverage for new construction and renovations, available as additional coverage to your regular policy
  • Choice of deductible amounts

Please contact the friendly Risk Management staff to schedule a quote:
(501) 492-4800.

Forms available for existing ASBA policyholders:

To update your property scheduleProperty Change Form (Note: this form is a fillable PDF; you may type into the fields and print it; you cannot save a fillable form, however, so be sure to print it when it is complete. You may scan and e-mail it to ASBA or fax it to us.)

To file a property claimProperty Loss Notice (Note: this form is a fillable PDF; you may type into the fields and print it; you cannot save a fillable form, however, so be sure to print it when it is complete. You may scan and e-mail it to ASBA or fax it to us.)

Submit lightning affadavitLightning Affidavit


Vehicle Insurance

The Arkansas School Boards Association provides coverage for all types of vehicles. Whether it’s a bus, van, automobile, tractor or trailer, ASBA can ensure you are covered against loss due to an accident, theft or other type of damage.

We take pride in the quality of service we give our insured districts, and we handle all claims inhouse. Our optional deductibles mean that you can fit your insurance needs into your available budget.

Let the knowledgeable ASBA Risk Management team provide a quote. We’re just a phone call away:
(501) 492-4800.

Claim forms available for ASBA policyholders:

To update vehicle scheduleVehicle Change Form (Note: this form is a fillable PDF; you may type into the fields and print it; you cannot save a fillable form, however, so be sure to print it when it is complete. You may scan and e-mail it to ASBA or fax it to us.)

To file a vehicle claimVehicle Loss Notice (Note: this form is a fillable PDF; you may type into the fields and print it; you cannot save a fillable form, however, so be sure to print it when it is complete. You may scan and e-mail it to ASBA or fax it to us.)

To update mobile equipment scheduleMobile Equipment Change Form (Note: this form is a fillable PDF; you may type into the fields and print it; you cannot save a fillable form, however, so be sure to print it when it is complete. You may scan and e-mail it to ASBA or fax it to us.)

Workers’ Compensation Claim Report Form

Workers' Compensation Claim Report Form

This information is required to be submitted immediately when an employee has been injured.

IF MEDICATION IS PRESCRIBED: Please call (855) 769-7900 for
prescription authorization between the hours of 7 a.m.-4:30 p.m.
Monday-Thursday, and 7 a.m.-4 p.m. on Friday.

Workers’ Compensation

State law requires school districts to provide workers’ compensation coverage for all employees. The Arkansas School Boards Association created the ASBA Workers’ Compensation Trust, which presently includes all districts and all Education Service Cooperatives. The Trust covers 258 members with more than 90,000 employees and a combined payroll of over $2.8 billion.

The ASBA Workers’ Compensation Trust is regulated (rates, discounts, reserves) by the Arkansas Workers’ Compensation Commission. The ASBA Trust is administered by ASBA and overseen by a nine-member board. Experienced ASBA workers’ compensation specialists administer claims. Please direct all correspondence and claims forms to:

Risk Management Program
Arkansas School Boards Association
P. O. Box 165460
Little Rock, AR 72216-5460

Filing a Claim – Claims reported just three days late can add 20-25 percent to the total claim cost. Arkansas law mandates that the Workers’ Compensation Commission claim form (Form 1) be submitted within 10 days of the district’s knowledge of an injury. The process is:

  • Employer must report claims directly to ASBA within 48 hours of the employer being notified of the injury
  • Injured employee must complete Form N
  • ASBA will make mandatory filing with Arkansas Workers’ Compensation Commission

Claim Forms – Click here to access the Workers’ Compensation forms.
For more information, please contact the ASBA workers’ compensation staff at 1.501.492.4805.

Board Legal Liability

No one protects board members like ASBA does. Our legal liability policy covers school board members, teachers, staff and volunteers in case of financial losses associated with lawsuits. This policy covers court hearings and administrative hearings. It is designed to protect board members and educators from personal liability in case of lawsuits.

ASBA’s Board of Directors endorsed BXS Insurance Services to administer its legal liability program. For more information or to obtain an application, please contact Bill Birch at:

BXS Insurance Services
PO Box 251510
Little Rock, AR 72225
1.800.358.7741 or (501) 614-1170
e-mail: Bill Birch (bill.birch@bxsi.com)

Loss Control

ASBA Risk Management Program is committed to providing safety and loss control services that will assist Arkansas school districts in maintaining a safe and healthy work and learning environment for all students and employees. Our classroom training courses are free to the members of our Workers’ Compensation Self-Insured Fund. Property inspections and bus driver training are free to members of the ASBA property and vehicle Insurance programs. These services are also available to all non-members on a fee basis.

For more information on our safety and loss control services, please contact Dwayne McAnally at dmcanally@arsba.org or call (866) 223-9587, ext. 307.